Understanding When You Need a Personal Injury Lawyer

While becoming injured in any sort of accident is an unfortunate situation, serious injuries that result in the loss of income or impact your quality of life can be even worse. In such situations, it is important to understand whether or not a personal injury lawyer could help you determine your eligibility for financial restitution from the individual or entity responsible for your injury.

Your Claim is Difficult to Handle

If you are injured in a car accident or on the property of an individual who is fully covered by insurance with appropriate limits, handling your own personal injury claim may prove to be a simple, relatively fast process that will have few complications. However, should your claim be technically complex or for an injury that leaves you permanently disabled, letting a personal injury lawyer provide you with counsel may be a good idea.

Denying Liability or Coverage

Regardless of how pleasant your personal insurance agent is whenever you visit his or her office, insurance companies are in business to make money; this occasionally leads to the company denying that the responsible party insured through their company caused the injury that you have suffered. While a certain amount tenacity often resolves the problem, a personal injury lawyer may be necessary if it does not.

Similarly, insurance companies may attempt to deny coverage for the incident in question by saying that the policy does not protect the insured for that specific accident; if this happens, ask for a copy of the policy and read it carefully. If murky, vague or technically confusing language is present, it may be best to seek the assistance of a personal injury lawyer who understands what the policy is actually saying.

Personal Injuries and Government Entities

Suing a school district, city, state, public transportation authority or another entity owned by the government is typically tricky. Laws that fall under “Sovereign Immunity” or the “Tort Claims Act” often make it quite difficult to receive compensation even in instances of apparent negligence. Working with a lawyer in these situation is almost imperative due to the complexity of such claims.

Choosing a Personal Injury Lawyer

Google search results for an internet query like “personal injury lawyer florida” make it appear easy to find an attorney. However, it is important to fully verify any lawyer’s credentials before retaining his or her services.

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